Wallet balance is a virtual balance of every users. This wallet balance is increase and reduce. If we can earn the points our wallet balance is increases and if we are transfer the wallet balance amount in the our bank account then it will be reduce. If we share the application to our friends and family and they will join the application with your referral code one point is added in your wallet and one point is also added in the joiner’s account. This one point is added in the joiners account is called joining bonus. Every point have a multiple form of rupees as like current one point value is 50rs. This value of single point is vary day by day. Some time the value of rupees is increases and some time value of rupees is decreases. The value of every point is set by the admin of application. The wallet balance is transfer to your bank account when you want. Transfer wallet balance into your account with UPI number and account number. If you want to send your wallet balance from UPI you only need to add your UPI id with the amount. The amount will credited into your bank account into 24 hours after sending the request. If user not have any UPI id user can directly share your Bank Name, Account Number, Ifsc code, Account Holder Name, In this process amount can settle to direct bank.